Built for Tanzania
Through an extensive ecosystem of banks, merchants, agents, businesses and consumers, Selcom Tanzania provides solutions spanning payment acceptance, mobile banking, agency banking, card issuing, remittances, revenue collection and e-commerce. With a strong focus on innovation, connectivity and financial inclusion, Selcom is helping bridge payment gaps and drive economic growth across the continent.
Built, not bought!
The processing platform at the centre of the group was built in-house and is still developed inhouse.
Everywhere, money moves.
Banks, wallets, agents, merchants, billers and government all connect through the same network.
Bootstrapped and independent.
Two decades of growth funded out of the business rather than out of successive funding rounds.
OUR TECHNOLOGY
How Selcom Lipa works?
Unified Acquiring Hub: Accepts payments through any channel. Visa, Mastercard, American Express cards, QR codes, till numbers, USSD, and digital links.
Card & E-Commerce Protection: Features chip-and-PIN, contactless, and 3D Secure (3DS) fraud prevention for online transactions.
Full Network Interoperability: Uses EMVCo-standard QR codes and TIPS integration so customers can pay using any local bank app or mobile wallet.
Remote Pay-by-Link: Allows merchants to attach payment links directly to invoices for remote, tourist, or ex-pat payments via card or mobile wallet.
Flexible Bank & Wallet Settlement: Offers automated T+1 settlements or real-time access to funds for supplier and bill payments without bank lock-in.
ERP & POS System Compatibility: Integrates with business accounting systems and sends real-time payment notifications via email, SMS, and connected receipt printers.
QWIKCHAP POS
How Selcom Huduma works?
Unified Acquiring: Accepts all payment types on one Android POS, major card schemes (Visa, Mastercard, UnionPay, Amex) and mobile wallets (M-Pesa, Airtel Money, Mixx, Halopesa) via tap, swipe, chip or TanQR/Mastercard QR.
Built-in Revenue Generation: Functions as a merchant terminal and an agency hub (Huduma Wakala), allowing businesses to earn commissions selling utility tokens (LUKU, DAWASCO), TV subscriptions, airtime and government payments.
35+ Agency Banking Partners: Acts as an agency banking terminal for cash deposits, withdrawals and balance checks across major partner commercial banks in Tanzania.
Single Shared Float: Requires only one unified float balance to run all bill payments, bank cash-ins/cash-outs and network transfers.
Automated T+1 Settlement: Automatically sweeps all daily card and merchant collections into any designated local bank account or mobile wallet by midnight.
POS & ERP Integration: Pushes real-time transaction webhooks straight to local retail POS systems and inventory software.
OUR TECHNOLOGY
Cards, issued as a service.
Card-as-a-Service (CaaS): Provides white-label physical and virtual Mastercard debit/prepaid cards linked to bank accounts, mobile wallets, or prepaid balances.
Turn-Key & API-Driven: Connects partners directly to Mastercard via Selcom’s native processing platform with minimal integration needed.
Closed-Loop Programs: Issues branded prepaid cards for controlled spend use cases like fuel, staff allowances, memberships, and corporate benefits.
Global Acceptance: Cards function worldwide at any ATM, physical POS terminal, or e-commerce merchant accepting Mastercard.
Fast & Cost-Effective Deployment: Runs on Selcom's pre-existing PCI-certified infrastructure, significantly reducing launch time and upfront development costs.
Advanced Security & Contactless: Includes built-in 3D Secure (3DS), real-time transaction monitoring, Host Card Emulation (HCE), and MDES tokenization for mobile tap-to-pay.
Be a merchant, be a partner!
Register your business with Selcom Lipa and start accepting digital payments. Simply provide your Business Licence, TIN Certificate, NIDA, bank account details, and business registration/VAT documents where applicable. Once verified, you’ll receive your Till Number and QR Code to start accepting payments.
Cross-border
Selcom operates a global payments infrastructure driven by its status as an approved International Money Transfer (IMT) Hub and a Principal Member of Mastercard and Visa.
Instead of relying on slow, traditional correspondent banking networks like SWIFT for everyday transfers, Selcom uses direct scheme rails and aggregator rails to facilitate fast, low-cost cross-border payments.
As a Principal Mastercard Member, Selcom has direct licensing authorization from Mastercard to generate BINs (Bank Identification Numbers), process scheme transactions, and issue physical or virtual payment cards globally without relying on a third-party intermediary bank.
Join the Selcom Huduma network and earn commissions by offering convenient payment and financial services to your community. Simply provide your NIDA, TIN/valid business identification, Business Licence where applicable, business location details and passport-size photos. Once verified and approved, you can start serving customers through Huduma POS or Huduma Lite.
PHYSICAL NETWORK
Selcom Xperience Centers
Digital products still need a place to go when something goes wrong — or when someone would rather be shown than told. Xperience Centers are Selcom's own front door: staffed, always open for business, and always holding cash. Float is held and managed by Selcom, so anyone who walks in can deposit or withdraw. No being turned away, no coming back tomorrow.
Frequently Asked Questions
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We offer a range of solutions designed to meet your needs—whether you're just getting started or scaling something bigger. Everything is tailored to help you move forward with clarity and confidence.
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Getting started is simple. Reach out through our contact form or schedule a call—we’ll walk you through the next steps and answer any questions along the way.
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We combine a thoughtful, human-centered approach with clear communication and reliable results. It’s not just what we do—it’s how we do it that sets us apart.
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You can reach us anytime via our contact page or email. We aim to respond quickly—usually within one business day.
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We offer flexible pricing based on project type and complexity. After an initial conversation, we’ll provide a transparent quote with no hidden costs.
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Collaborative, honest, and straightforward. We're here to guide the process, bring ideas to the table, and keep things moving.
CONTACT US
Talk to Selcom Tanzania
Customer Support (Toll Free) 0800 714 888
WhatsApp 0699 077 988
Visit Us Uhuru Heights, 2nd Floor. Bibi Titi Mohamed Street, Dar es Salaam, Tanzania.